Attention homeowners in Savannah and Chatham County: Get an Appraisal today!

The top reasons GA homeowners call on Vickie Harris Appraisal Company:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to cut their mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a GA divorce, where property needs to be divided
Determine the true market value of real estate in question to settle an estate in Chatham county or GA

Do you own a house in or near Savannah? Do you need help deciding the value of your real estate?
Contact Vickie Harris Appraisal Company.

We at Vickie Harris Appraisal Company understand the individual needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Vickie Harris Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to cancel PMI?

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Vickie Harris Appraisal Company is experts in helping people just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Vickie Harris Appraisal Company is your strongest weapon.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Vickie Harris Appraisal Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Vickie Harris Appraisal Company can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.