Vickie Harris Appraisal Company can do FHA loansWe confidently state that Vickie Harris Appraisal Company is an FHA-certified appraisal company in GA. This means that we are certified and approved by the FHA to do reports for property loans backed by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Vickie Harris Appraisal Company is well-trained on how to follow the rules and regulations provided. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the mortgage is secure in case the borrower doesn't pay their loan. Low-income and moderate-income borrowers benefit from an FHA-insured financial transaction; the purpose of the Federal Housing Administration is to help credit-worthy potential buyers to meet expectations and qualifications for lending agencies that they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are incredibly helpful to buyers with less starting income. |